(1). No physical card. No connection fee, No maintenance fee, 1 minute rounding. (2). Call from USA by Toll Free or the local access (4200 local access numbers in 43 States of contiguous U.S., No local access in some areas) , also may calls from other some countries and regions . Rates are much higher if calling from the rest of USA, or calling international cell phone. All rates are subject to change without notice. USA public payphone fee is 99 ¢ extra. NOT responsible for any charges to your local and your calling destination phone bills if the telephone is not free for calling to any local telephone or not free for receiving any calling. (3). The PIN expires 1 year after purchase. No refunds if your PIN(s) sent out .